Budgeteen is the money app for teens that doesn't need a bank account. Log every pour, split the week into envelopes, learn skills that pay, and find jobs that are actually legal at your age — all on your phone, where your data stays.
Local-first: your ledger never leaves your phone. Nothing to freeze, nothing to leak.
Three tools that feed each other — the lessons use your real numbers, the jobs match your real age, and every dollar you earn lands back in the plan.
Allowance, gig pay, gifts — even when income is uneven. Auto-split into Needs, Wants, Save, Give, with a money health score that coaches instead of judges.
A skills roadmap from money foundations to shipping real work with free, open-source tools. Play the First Paycheck sim, decode a pay stub, spot the scam DM.
Curated jobs and hustles filtered by real work rules — plus the stores near you that hire at 14, 15, and 16, and a tracker for every application.
Start a babysitting or mowing shift and watch your earnings tick up live. One tap logs it straight into the week's plan.
A shareable proof-of-work profile built from what you actually did — streaks, finished tracks, tracked earnings. No resume needed for a first job.
See exactly what your next birthday unlocks — referee cert at 13, first W-2 jobs at 14, lifeguard at 15 — and start saving for the course fee today.
Every other teen money app starts with a debit card and a parent-funded account. Budgeteen starts with the money you actually have — cash, gigs, allowance — and keeps the ledger on your phone. There's no account to freeze, no card fee, and nothing for a data breach to find.
Real screenshots — the roadmap with streaks, the Jobsite ranked for your age, the stores near you that hire teens, and your crew card.




The core loop — envelopes, lessons, sims, tools, jobs — is free forever. Pro unlocks the deep end.
Free to start. No bank account. No parent dashboard spying on you.