No bank. No card. Ages 13+

Your money site.
Hard hat on.

Budgeteen is the money app for teens that doesn't need a bank account. Log every pour, split the week into envelopes, learn skills that pay, and find jobs that are actually legal at your age — all on your phone, where your data stays.

Local-first: your ledger never leaves your phone. Nothing to freeze, nothing to leak.

🔥 6-day streakone pour a day keeps it lit
💵 Shift running · $18.40watch it add up while you work
The whole site

Budget it. Learn it. Earn it.

Three tools that feed each other — the lessons use your real numbers, the jobs match your real age, and every dollar you earn lands back in the plan.

🧱

Envelopes that fit a teen week

Allowance, gig pay, gifts — even when income is uneven. Auto-split into Needs, Wants, Save, Give, with a money health score that coaches instead of judges.

🎓

Lessons with your numbers in them

A skills roadmap from money foundations to shipping real work with free, open-source tools. Play the First Paycheck sim, decode a pay stub, spot the scam DM.

🔨

Jobs legal at your age

Curated jobs and hustles filtered by real work rules — plus the stores near you that hire at 14, 15, and 16, and a tracker for every application.

⏱️

Shift Mode

Start a babysitting or mowing shift and watch your earnings tick up live. One tap logs it straight into the week's plan.

🪪

Skills Card

A shareable proof-of-work profile built from what you actually did — streaks, finished tracks, tracked earnings. No resume needed for a first job.

🎂

The Eligibility Clock

See exactly what your next birthday unlocks — referee cert at 13, first W-2 jobs at 14, lifeguard at 15 — and start saving for the course fee today.

Not a bank. On purpose.

Every other teen money app starts with a debit card and a parent-funded account. Budgeteen starts with the money you actually have — cash, gigs, allowance — and keeps the ledger on your phone. There's no account to freeze, no card fee, and nothing for a data breach to find.

$0 monthly family fee — the core app is free
0 bank logins, card numbers, or SSNs collected
100% of your budget data stays on your device
Straight from the app

Every screen earns its place.

Real screenshots — the roadmap with streaks, the Jobsite ranked for your age, the stores near you that hire teens, and your crew card.

Budgeteen Pro

Free to build. Pro to go further.

The core loop — envelopes, lessons, sims, tools, jobs — is free forever. Pro unlocks the deep end.

Free

$0
forever — no card, no trial countdown
  • Envelope budget + money health score
  • Full skills roadmap with streaks
  • Paycheck decoder & decision sims
  • Hustle planner, ladders & Shift Mode
  • Curated jobs + Hiring Near You
MOST POPULAR

Pro

$5.99/month
or $39.99/year — save 44%
  • Learn anything: name a skill, get a full AI-built track — 15 a month
  • AI Tools track & every premium lesson
  • Pro hustles & premium listings
  • Everything in Free, forever

Ready to clock in?

Free to start. No bank account. No parent dashboard spying on you.